Die with Zero

“Bill Perkins wrote a book about this die with zero which which is [ __ ] fantastic. Uh there is a certain archetype, the sort of more misery person, maybe there's someone that didn't come from money, but as opposed to I now have it, I'll blow it, it's I now have it and I'm terrified of losing it.”

“You read Die with Zero by Bill Perkins? Oh, dude. I know, but I haven't read it. Really fun. It's three-hour read or listen or whatever.”

“Die with Zero. Going by Die with Zero. Really really good book. Really great. Three hours to read. Fantastic.”

“I needed to read Die with Zero by Bill Perkins because otherwise I would have just been scrimping and saving.”

“Bill Perkins book die with zero is [ __ ] fantastic.”

“the Bill Perkins archetype, right? The die with Zero need to read Die with Zero like 20 times and learn how to spend some money.”

“I read Bill Perkins book Die with Zero and he's got this interesting idea from economics called consumption smoothing.”

“Bill Perkins wrote a book called Die with Zero. Great book. Three-hour lesson. Everyone should go and get it.”

“My friend Bill wrote a great book, Die with Zero. And in it, he says, "Delayed gratification in the extreme results in no gratification."”

“he came on the show he wrote this book called die with zero which is about how to sort of make the most of your wealth”

“he came on the show he wrote this book called die with zero which is about how to sort of make the most of your wealth and and it's written for people who struggle to spend money even though they might earn a little bit more than they need to”

“Bill mutual friend good example of this 2D lessons and 3D lessons reading die with zero”

“and I would 100% agree with you that the people for whom your next book is written and the people for whom die with zero by Bill Perkins is is written yeah in many ways have different challenges that they need to get over”

“Bill Perkins the dude that wrote die with zero who's now become a really good good friend says delayed gratification in the extreme results in no gratification”

“are you familiar with um die with zero Bill Perkins stuff good book yeah I like that book”

“Bill Perkins that wrote die with zeros got another amazing quote where he says um delayed gratification in the extreme results”

“I really genuinely think that it's been one of the most impactful things I've read”

“have you read die with zero I have not no you would absolutely adore it I'm not one for dishing Out book advice I'm not sure that I've I've come across a book that is closer aligned with your philosophy”

“And in that book, the author Bill Perkins talks about exactly this, gifts to your children. And it's like, do you wait to do this until you've passed and it goes through your state when maybe you're in your 90s and your kids are in their 70s.”

“I know you you mentioned to me one time that you after you finished reading Die Zero, you booked a dinosaur dig in Montana.”

“frankly like me talking about Die With Zero so much after hearing Perkins on your on your podcast three years ago, I mean, I must have referenced that episode 50 times on my podcast.”

“we talk about books like Die with Zero and we talk about the skill of spending as Mr. money must said which is not only going from the skill of of spending on the front side which is being more frugal being more optimized to now when you have so much money you have to think about spending more”

“it was a year and a half ago that the diet with zero uh everybody was like losing their mind about it and talking about it.”

“I guess a roundabout way that I think about it in terms of uh the book Die with Zero by Bill Perkins.”

“and this goes along with what Bill Perkins talked about in the book die with zero where”

“and I'm so glad you went there because yeah this goes back to die with zero which we've talked about and maybe I've talked about too much on the podcast over the last couple years”

“so this is actually in direct reference to our last episode which was episode 485 where we talked about the book die with zero and spending down to zero and actually why that's kind of Impractical”

“and it actually what you just said reminded me of something that Bill Perkins talked about in Tai with zero of hey maybe in that case and again we're using this one random hypothetical of uh this crazy situation”

“so like whenever I bring up D zero I am not condoning whatever per was talking about financially we're not talking about literally dying with zero dollars”

“the first was about dying with zero and how to actually think about spending down your money what the safe withdrawal rate might be on that”

“the book die with zero has rethinking my Approach for retirement and I've adjusted my personal Excel retirement calculation to do just this”

“it's funny because I thought of Da with zero more as a mental framework of reallocating spending so it's interesting how people can read the same text and focus on different aspects”

“I think the book that we've mentioned so many times die with zero has been a a big part of that”

“the books obviously love D zero and I also love how that ties into his answer of don't wait to live your life right live like you won't get another chance”

“and I love what you said there which is really the ethos of the die with zero book that I've mentioned many zero I know you love that book”

“This also comes back to like the memory dividends and D with zero and Bill Perkins”

“I recommend books like the simple path to well psychology of money die with zero and many more”

“And I think there is clearly, I mean, as we've talked about numerous times now with the book Die With Zero, you get one shot at this life, right?”

“have you read the book die with zero by chance by Bill Perkins”

“yeah I mean I – I think it's you know it's the intersection of – of that book and die with zero which people are probably sick of me talking about at this point”

“This was one of these really how do you think about spending and kind of the advent of the book Die with Zero that we've talked about a bunch of times and that's really opened my mind up and I'd like to talk to you guys about that, too”

“you know we've referenced so many times the die with zero book the wheat but why the tail end article which just shows you just very graphically how finite your life is”

“I think what I'm trying to do is to spend more money almost like the book die with zero that we've talked about so many times that Ginger that might be a future book club but it's just such a valuable Clint just gives a big thumbs up which which I I agree with it's such a valuable book because”

“the book died with zero which I know has been important to a lot of people in our community like it made me realize okay my lifespan and health span are both things that I need to be thinking about here”

“And I think an idea or certainly a book that's been kind of floating around the Fi community recently is uh Die with Zero with Bill Perkins. Have you read that by any chance? Yeah, in fact, I believe there's a small mention of old Mr. Money Mustache in there about the same idea of making use of your time”

“I know I've mentioned this a couple times in the podcast recently but the book die with zero by Bill Perkins is something I've read over the last year and I've heard them on couple podcasts recently and it has helped change my thinking fairly dramatically”

“let's say a book like die with zero which I mentioned a bunch of times for anybody who hasn't read it it's just a great message”

“recently in December he had built Perkins on the author of die with zero and then he had the author Dan Martell on and the combination of those two episodes just kind of hit me in a way that was really really profound”

“and I think if I'm honest with myself the Bill Perkins die with zero concept would not have resonated with me two years ago certainly five years ago it would have fallen on deaf ears completely and now when I heard him on like I read his book and really really good book”

“it's really to and I'm kind of borrowing paraphrasing from the author Bill Perkins who wrote the book die with zero which I absolutely find fascinating and has really changed my thinking significantly recently is you're optimizing for net fulfillment as he calls it”

“just like I think this book will have a significant impact on my life again do I think it's the best book I've ever written either of them no if I was the editor would I have changed some things”

“just like I think this book will have a significant impact on my life again do I think it's the best book I've ever written either of them no if I was the editor would I have changed some things yes I absolutely would have”

“and one of the things we've been doing this summer after reading that book die with zero is just kind of like really trying to maximize experiences”

“I read a book uh JL Collins recommended called uh die with zero by Bill Perkins”

“and it's funny actually that you bring that up because one of the few books that I did read last year was called die with zero okay this is uh JL Collins recommended it to me so it's the author is Bill Perkins”

“And a good book for him. This is not a Ramsey book. I don't agree with everything in the book, but it's called Die With Zero. And for a lot of people, this has helped them unlock the purpose of money and helping them use it now while they're alive, while they have young kids versus in letting their kids”

“There's a great book, too, Bill, that will go into this. It's not a Ramsay book, but it'll help you think about this in a different way. It's called Die with Zero.”

“We, you know, we talk about this book, Die with Zero, which we don't agree with everything in the book, but the concept is do not wait until you're 70 or 80 or or at the point where you pass away to then hand your kids a million bucks when they don't need it in their 60s.”

“And so there's a great book, too, called Die with Zero. I don't agree with everything in the book, but the general premise is pretty good of enjoy your money while you're alive and spoil your kids while you're alive and not hoard it until they're in their 60s and you give them a million bucks that they don't need”

“Well, what we found, John, there's a great book for you, Tom, by the way. It's called Die with Zero.”

“The other book that I would recommend is one called Die with Zero. And it's not one that I agree with entirely, but it unlocks something for me because I am a very scarcity frugal guy. And it it really walks through the the argument that you should use your wealth and and your inheritance while your kids are still”

“I liked the book Die With Zero. Not that I agreed with everything in it, but you're like, 'Okay, what are we doing?' Like, you know what I mean?”

“have you read Die with Zero it's a great one I don't agree with everything in it but he does a really good job presenting the case of using your money while you're alive”

“So, the die with zero book I've mentioned that I've read it and I really like some of the stuff. I mean, some of the things were really interesting that he talks about. I did say I didn't agree with 100%.”

“Nick, there's a interesting book, Die with Zero. It was a great book and it applies kind of to your situation. Not everyone's able to do this, but it but his his idea was which, you know, research shows is what he was claiming in the book is that from I think it's like ages I'm going to mess up”

“Chris there's a book um called die with zero and it's a really interesting read and one of his takes that majority of people cannot do a lot of people are not in your appearance position to have the cash flow to do something like this”

“I read a book which you guys should read just for this discussion because I don't agree with the entire book but it's part I love that you're coming with a book recommendation it's called die with zero”

“And there's a really interesting book, John, it's called Die with Zero. I want you to buy it. I don't agree with 100% of it, but it's a very interesting take”

“And then as we got rich, we started to turn our attention, as one does, to living a rich life versus getting rich, which is the subject of your book.”

“That's from your book. It's an excerpt from your book that resonated so much that I hand-typed it back out by hand.”

“So the book is called Die With Zero. What was the original title going to be? And how did you, what, would you wake up one day and have that?”

“I've used your book. It's changed two parts of my life. The first is now when I take vacations, the way that we roll is we get a big house.”

“You must get stories like this all the time. Somebody reads the book and they make a change. And, you know, that's obviously got to be fulfilling. What are some of the stories that stand out to you?”

“By far my favorite story in the book is at the beginning, it's the story of when you were, you're working somewhere in your 20s, so you didn't have a ton of money at the time, you had a job.”

“That book that went kind of viral this this year last year Die with Zero talks about some of these principles, but he had this great story about one of them that he was talking about when he was in his 20s and he was on his career ladder climb.”

“there's this book called dying with zero it's by this hedge fund guy named bill perkins and i've just started reading it”

“So there's this great book and this concept called Die with Zero. Have you heard of this? No, but I get the idea just off the title. So it's a good title.”

“I have friends that are billionaires and stuff like that. And one of them actually wrote a book, Bill Perkins, because he does it right. You know, he, he wrote a book called Die With Zero, right?”

“one of them actually wrote a book, Bill Perkins, cuz he does it right. You know, he he wrote a book called Die with Zero, right? Which essentially he talks about how money is just a tool for you know, to give you opportunities to have happiness.”

“you know that's why it's like the converse to all this is Bill Perkins book die with zero of like spend it while you're here enjoy it while you're here”

“Morgan Housel: I love the idea from the book Die with Zero, that if you're going to give your kids— Tim Ferriss: I was just going to mention it. Morgan Housel: It's such a good book. It's a wonderful book everyone should read.”

“But I know more people who have $500 million who seem miserable than people who have $500,000. And I think part of it is that fame, power, money, they're all amplifiers, just like alcohol.”

“So this is something I'm trying to figure out, which leads to the book, which has been recommended a number of times now, which is called Die With Zero. I've not read it.”

“And a book that's been mentioned a few times recently on your podcast, Die with Zero. That has been a big one as well. The whole reframing of, you know, it's again, talking about mindful fire, right? It's not about waiting till FI to live your life. As you always say, Brad, there's so many benefits on the path to”

“Bill's book is one of my favorite it's like a companion book to my book I want to teach people how to go be rich so they can then die with zero”

“I know. But have you heard die with zero? This idea that you you know what you mean that you're going to be Stop it.”

“You're going to die. Die with nothing as that great book um die with zero. Great book.”

“the same reason that Bill Perkins suggests giving your kids their inheritance when they're 30 because if that book Die with zero is so brilliant it's it's kind of about so much more than that as well”

“For all those that we talked about, Tim, you mentioned the book Die With Zero, our friend Chris Hutchins. He actually did a podcast with him.”

“the psychology of money by Morgan howel is good also like die with zero retire before Mom and Dad”

“there's a great book called I was Zero by Bill Perkins and he talks about this thing called memory dividends”

“well I do love the book die with zero I think it was a book written to us the financial Independence Community it was definitely not a book written for your average person”

“so I love that this book brings up these questions I think it's really really important as far as the logistics behind it I mean d was Zero great name brilliant name for a book”

“so like I said I love this book because it does begin to challenge that idea of okay great but why are we operating just in a way that survives a worst case scenario”

“but I will say and and to your point I agree I think Bill's point in the book was to kind of get across some of these really important themes of let's consider the risk of not enjoying the present day”

“one of my hesitations and again I think what Bill's point with this book was was the overarching themes of you know maybe you should consider spending more you're probably being too conservative”

“One of my favorite most favorite books that I've recently read is Die With Zero. Mhm. It is such an incredible book.”

“there's another great book called die with zero which basically the title is self-explanatory”

“one of my favorite most favorite books that I've recently read is die with zero it is such an incredible book it's this crazy concept of just taking risks and you have your golden years of your life like we should be spending our money doing our things in our Prime”

“And the biggest one that kind of just left me, you know, you have a conversation with someone and it just leaves you thinking for a while and that happened to me with Bill Perkins talking about Die With Zero and Tyler was talking about the 4% rule”

“It's funny cuz it's a lot of the themes from Bill Perkins Die With Zero, right? It's like go live in the now, do the things during the right season of life.”

“A lot of the language you're using memory dividends seasons of Life were languages from Bill perkins's book I with zero”

“so um our mutual friend Bill Perkins when we were hung up with him in y in Austin when I when we tried to teach you to wake s yeah that that was a real fail uh I don't know I think if I do it the second time around the muscle memory will Ki will in but I I”

“obviously I love die with zero made a video about it etc etc”

“And the things I want to do in my last decade of life, like, 80% of them I cannot do at this current trajectory. So you're saying that bad, like, now, but I'm kind of f***ing future bill over.”

“and we did with our kids just like die with zero we had tons of memory dividends”

“and this gets back to you know Bill Perkins whole die with zero thing which has had a tremendous influence on on my money psychology over the last couple of years”

“And Carl, I know you read Die with Zero also and had a big takeaway. I'd love to hear about that as well. Yeah, Die with Zero was great.”

“and this goes along with what Bill Perkins talked about in the book die with zero”

“So, Brad, I have a question for you about Die With Zero, Bill Perkins, which you mentioned like a thousand times. Enough, Brad, that you actually got me to read it because I I heard about it for a long time and I thought, "Ah, I get the point.”

“Brad, I have a question for you about Die With Zero, Bill Perkins, which you mentioned like a thousand times. Enough, Brad, that you actually got me to read it”

“but that is a a broader view of the concept in die with zero it's the same concept but in die with zero they're only talking about well spending your resources your money”

“and this is a a broader view of the concept in die with zero it's the same concept but in die with zero they're only talking about well spending your resources your money”

“There's a book, I think it's called Die With Zero and it's essentially don't put everything off and don't work to save a bunch of money for the next generation. Like do the things that you want to do.”

“There are a couple of books where I kind of made, uh, was given those realizations. One was called, um, die broke. The other one was called, um, die with zero, I think. And they both really changed my mind, um, about this, this, this aspect of, um, trying to be generous while you're alive.”

“You'll be familiar, I'm sure, with the the book — Die with Zero about — Bill Perkins, good friend, lives here in Austin, Texas.”

“like a lot of us are reading that Bill Perkins book day with zero it's a really power really powerful messaging right”

“you know, it hasn't produced more money, but it's produced memory dividends as Bill Perkins calls it in Diebo with Zero.”

“that book Die with Zero, he talks about like this idea of he's like, You're stealing money from your poorer self that your richer self won't care about.”

“And largely in the fire community, what I've noticed is there's a book called Die with Zero. I think that's very popular.”

“And so I just read the book Die with Zero recently and I was just curious at what point does continuing to accumulate wealth become less important than intentionally enjoying it and giving it away?”

“And um I think the best thing from the book I love was just the memory dividend about just making those special memories.”

“also the book Di was Zero which needs no introduction on this podcast uh if you're listening to this and you still haven't read that book for some reason go do that please”

“and I you know really got so much of those memory dividends as die with zero calls it”

“After I read Die with Zero, that was another one, I told them like, "Look, we have 1 year until you move out of the house. If you want to do anything, this is the year of yes. Like whatever you want to do."”

“but like you read I think if Bill Perkins would have came over to my house and hit me over the head with die with zero I don't think it would have made much difference”

“and for non-fiction it would be just keep buying and die with zero those books are both fantastic for mindset and I love them for that”

“bill perkins guy who wrote die with zero it's a very short book about um how to use money to enjoy life as opposed to saving indefinitely it's fantastic it's three hours i would die with zero”

“And I've been reading um Die With Zero cuz a lot of people recommended it after my interview with Ramit and it's really good and he just focuses on you're trying to maximize fulfillment and happiness, not money.”

“but I'm thinking two of the die with zero guy who talks about investing in experiences and how the dividends of that are the memories that we make and I have thought about that so much since listening to him say that”

“but die with zero was a book that took me from being all about compound interest and saving every nickel to wait a second”