Die with Zero

“And in that book, the author Bill Perkins talks about exactly this, gifts to your children. And it's like, do you wait to do this until you've passed and it goes through your state when maybe you're in your 90s and your kids are in their 70s.”

“I know you you mentioned to me one time that you after you finished reading Die Zero, you booked a dinosaur dig in Montana.”

“frankly like me talking about Die With Zero so much after hearing Perkins on your on your podcast three years ago, I mean, I must have referenced that episode 50 times on my podcast.”

“we talk about books like Die with Zero and we talk about the skill of spending as Mr. money must said which is not only going from the skill of of spending on the front side which is being more frugal being more optimized to now when you have so much money you have to think about spending more”

“it was a year and a half ago that the diet with zero uh everybody was like losing their mind about it and talking about it.”

“I guess a roundabout way that I think about it in terms of uh the book Die with Zero by Bill Perkins.”

“and this goes along with what Bill Perkins talked about in the book die with zero where”

“and I'm so glad you went there because yeah this goes back to die with zero which we've talked about and maybe I've talked about too much on the podcast over the last couple years”

“so this is actually in direct reference to our last episode which was episode 485 where we talked about the book die with zero and spending down to zero and actually why that's kind of Impractical”

“and it actually what you just said reminded me of something that Bill Perkins talked about in Tai with zero of hey maybe in that case and again we're using this one random hypothetical of uh this crazy situation”

“so like whenever I bring up D zero I am not condoning whatever per was talking about financially we're not talking about literally dying with zero dollars”

“the first was about dying with zero and how to actually think about spending down your money what the safe withdrawal rate might be on that”

“the book die with zero has rethinking my Approach for retirement and I've adjusted my personal Excel retirement calculation to do just this”

“it's funny because I thought of Da with zero more as a mental framework of reallocating spending so it's interesting how people can read the same text and focus on different aspects”

“I think the book that we've mentioned so many times die with zero has been a a big part of that”

“and I love what you said there which is really the ethos of the die with zero book that I've mentioned many zero I know you love that book”

“This also comes back to like the memory dividends and D with zero and Bill Perkins”

“I recommend books like the simple path to well psychology of money die with zero and many more”

“And I think there is clearly, I mean, as we've talked about numerous times now with the book Die With Zero, you get one shot at this life, right?”

“have you read the book die with zero by chance by Bill Perkins”

“yeah I mean I – I think it's you know it's the intersection of – of that book and die with zero which people are probably sick of me talking about at this point”

“This was one of these really how do you think about spending and kind of the advent of the book Die with Zero that we've talked about a bunch of times and that's really opened my mind up and I'd like to talk to you guys about that, too”

“you know we've referenced so many times the die with zero book the wheat but why the tail end article which just shows you just very graphically how finite your life is”

“I think what I'm trying to do is to spend more money almost like the book die with zero that we've talked about so many times that Ginger that might be a future book club but it's just such a valuable Clint just gives a big thumbs up which which I I agree with it's such a valuable book because”

“the book died with zero which I know has been important to a lot of people in our community like it made me realize okay my lifespan and health span are both things that I need to be thinking about here”

“And I think an idea or certainly a book that's been kind of floating around the Fi community recently is uh Die with Zero with Bill Perkins. Have you read that by any chance?”

“I know I've mentioned this a couple times in the podcast recently but the book die with zero by Bill Perkins is something I've read over the last year and I've heard them on couple podcasts recently and it has helped change my thinking fairly dramatically”

“let's say a book like die with zero which I mentioned a bunch of times for anybody who hasn't read it it's just a great message”

“recently in December he had built Perkins on the author of die with zero and then he had the author Dan Martell on and the combination of those two episodes just kind of hit me in a way that was really really profound”

“and I think if I'm honest with myself the Bill Perkins die with zero concept would not have resonated with me two years ago certainly five years ago it would have fallen on deaf ears completely and now when I heard him on like I read his book and really really good book”

“it's really to and I'm kind of borrowing paraphrasing from the author Bill Perkins who wrote the book die with zero which I absolutely find fascinating and has really changed my thinking significantly recently is you're optimizing for net fulfillment as he calls it”

“and it's funny actually that you bring that up because one of the few books that I did read last year was called die with zero okay this is uh JL Collins recommended it to me so it's the author is Bill Perkins”

“I read a book uh JL Collins recommended called uh die with zero by Bill Perkins”

“and one of the things we've been doing this summer after reading that book die with zero is just kind of like really trying to maximize experiences”

“just like I think this book will have a significant impact on my life again do I think it's the best book I've ever written either of them no if I was the editor would I have changed some things”

“just like I think this book will have a significant impact on my life again do I think it's the best book I've ever written either of them no if I was the editor would I have changed some things yes I absolutely would have”

“Bill Perkins wrote a book about this die with zero which which is [ __ ] fantastic. Uh there is a certain archetype, the sort of more misery person, maybe there's someone that didn't come from money, but as opposed to I now have it, I'll blow it, it's I now have it and I'm terrified of losing it.”

“You read Die with Zero by Bill Perkins? Oh, dude. I know, but I haven't read it. Really fun. It's three-hour read or listen or whatever.”

“Die with Zero. Going by Die with Zero. Really really good book. Really great. Three hours to read. Fantastic.”

“I needed to read Die with Zero by Bill Perkins because otherwise I would have just been scrimping and saving.”

“the Bill Perkins archetype, right? The die with Zero need to read Die with Zero like 20 times and learn how to spend some money.”

“I read Bill Perkins book Die with Zero and he's got this interesting idea from economics called consumption smoothing.”

“Bill Perkins wrote a book called Die with Zero. Great book. Three-hour lesson. Everyone should go and get it.”

“My friend Bill wrote a great book, Die with Zero. And in it, he says, "Delayed gratification in the extreme results in no gratification."”

“he came on the show he wrote this book called die with zero which is about how to sort of make the most of your wealth”

“he came on the show he wrote this book called die with zero which is about how to sort of make the most of your wealth and and it's written for people who struggle to spend money even though they might earn a little bit more than they need to”

“Bill mutual friend good example of this 2D lessons and 3D lessons reading die with zero”

“and I would 100% agree with you that the people for whom your next book is written and the people for whom die with zero by Bill Perkins is is written yeah in many ways have different challenges that they need to get over”

“Bill Perkins the dude that wrote die with zero who's now become a really good good friend says delayed gratification in the extreme results in no gratification”

“are you familiar with um die with zero Bill Perkins stuff good book yeah I like that book”

“Bill Perkins that wrote die with zeros got another amazing quote where he says um delayed gratification in the extreme results”

“I really genuinely think that it's been one of the most impactful things I've read”

“have you read die with zero I have not no you would absolutely adore it I'm not one for dishing Out book advice I'm not sure that I've I've come across a book that is closer aligned with your philosophy”

“well I do love the book die with zero I think it was a book written to us the financial Independence Community it was definitely not a book written for your average person”

“so I love that this book brings up these questions I think it's really really important as far as the logistics behind it I mean d was Zero great name brilliant name for a book”

“so like I said I love this book because it does begin to challenge that idea of okay great but why are we operating just in a way that survives a worst case scenario”

“but I will say and and to your point I agree I think Bill's point in the book was to kind of get across some of these really important themes of let's consider the risk of not enjoying the present day”

“one of my hesitations and again I think what Bill's point with this book was was the overarching themes of you know maybe you should consider spending more you're probably being too conservative”

“And the biggest one that kind of just left me, you know, you have a conversation with someone and it just leaves you thinking for a while and that happened to me with Bill Perkins talking about Die With Zero and Tyler was talking about the 4% rule”

“It's funny cuz it's a lot of the themes from Bill Perkins Die With Zero, right? It's like go live in the now, do the things during the right season of life.”

“A lot of the language you're using memory dividends seasons of Life were languages from Bill perkins's book I with zero”

“but that is a a broader view of the concept in die with zero it's the same concept but in die with zero they're only talking about well spending your resources your money”

“and this is a a broader view of the concept in die with zero it's the same concept but in die with zero they're only talking about well spending your resources your money”

“so um our mutual friend Bill Perkins when we were hung up with him in y in Austin when I when we tried to teach you to wake s yeah that that was a real fail uh I don't know I think if I do it the second time around the muscle memory will Ki will in but I I”

“obviously I love die with zero made a video about it etc etc”

“So, Brad, I have a question for you about Die With Zero, Bill Perkins, which you mentioned like a thousand times. Enough, Brad, that you actually got me to read it because I I heard about it for a long time and I thought, "Ah, I get the point.”

“Brad, I have a question for you about Die With Zero, Bill Perkins, which you mentioned like a thousand times. Enough, Brad, that you actually got me to read it”

“But then the Bill Perkins book brings up another thing that I was going to bring up in this podcast, which is there's an opposite side of spending skill. First, there's the one we talked about, which is getting more for your money. And then there's the opposite of it, which is making sure you use the money you have”

“An extra $500 or whatever and I get to have a lifetime memory that's positive. So, I think Bill Perkins would be proud of that at least.”

“the same reason that Bill Perkins suggests giving your kids their inheritance when they're 30 because if that book Die with zero is so brilliant it's it's kind of about so much more than that as well”

“You'll be familiar, I'm sure, with the the book — Die with Zero about — Bill Perkins, good friend, lives here in Austin, Texas.”

“that book Die with Zero, he talks about like this idea of he's like, You're stealing money from your poorer self that your richer self won't care about.”

“you know, it hasn't produced more money, but it's produced memory dividends as Bill Perkins calls it in Diebo with Zero.”

“And largely in the fire community, what I've noticed is there's a book called Die with Zero. I think that's very popular.”

“one of my favorite most favorite books that I've recently read is die with zero it is such an incredible book it's this crazy concept of just taking risks and you have your golden years of your life like we should be spending our money doing our things in our Prime”

“and this goes along with what Bill Perkins talked about in the book die with zero”

“Bill's book is one of my favorite it's like a companion book to my book I want to teach people how to go be rich so they can then die with zero”

“the psychology of money by Morgan howel is good also like die with zero retire before Mom and Dad”

“like a lot of us are reading that Bill Perkins book day with zero it's a really power really powerful messaging right”

“and this gets back to you know Bill Perkins whole die with zero thing which has had a tremendous influence on on my money psychology over the last couple of years”

“there's another great book called die with zero which basically the title is self-explanatory”

“and we did with our kids just like die with zero we had tons of memory dividends”

“And Carl, I know you read Die with Zero also and had a big takeaway. I'd love to hear about that as well. Yeah, Die with Zero was great.”

“bill perkins guy who wrote die with zero it's a very short book about um how to use money to enjoy life as opposed to saving indefinitely it's fantastic it's three hours i would die with zero”

“And a book that's been mentioned a few times recently on your podcast, Die with Zero. That has been a big one as well. The whole reframing of, you know, it's again, talking about mindful fire, right? It's not about waiting till FI to live your life. As you always say, Brad, there's so many benefits on the path to”

“there's a great book called I was Zero by Bill Perkins and he talks about this thing called memory dividends”

“also the book Di was Zero which needs no introduction on this podcast uh if you're listening to this and you still haven't read that book for some reason go do that please”

“and I you know really got so much of those memory dividends as die with zero calls it”

“After I read Die with Zero, that was another one, I told them like, "Look, we have 1 year until you move out of the house. If you want to do anything, this is the year of yes. Like whatever you want to do."”

“but like you read I think if Bill Perkins would have came over to my house and hit me over the head with die with zero I don't think it would have made much difference”

“and for non-fiction it would be just keep buying and die with zero those books are both fantastic for mindset and I love them for that”

“And I've been reading um Die With Zero cuz a lot of people recommended it after my interview with Ramit and it's really good and he just focuses on you're trying to maximize fulfillment and happiness, not money.”

“but I'm thinking two of the die with zero guy who talks about investing in experiences and how the dividends of that are the memories that we make and I have thought about that so much since listening to him say that”

“but die with zero was a book that took me from being all about compound interest and saving every nickel to wait a second”

“So, uh Bill wrote Die with Zero. He's got a party over at his very large the most expensive house in Austin never sold actually I think up until a few years ago...”

“um so yeah I mean Bill Perkins that wrote die with zero one of the most dialed systems guys that I know”

“who said that you wrote this book to save people's lives”

“um and so when I write a book about optimizing your life like not wasting your time being deliberate with your money and getting the most out of it I feel like I'm doing the same thing to a certain extent”

“that's kind of not there in the book right we discuss it you have to get off autopilot”

“your money can go and we can still use the principles and die with zero to G fulfillment right”

“die with zero aim to die with zero yeah this is a this is one of the axioms of the book”

“like I mentioned Greg Whaley in the in in the book you know a friend of mine that likes to go go skiing”

“it's like what is going to be the most fulfilling ride I can possibly have when it comes to dying with zero”

“Or, you know, today Bill Perkins, the guy that wrote Die with Zero, I get to go out on his boat.”